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Apply for a corporate credit account for payment terms based on your business credit rating.
Your data is encrypted and never shared with third parties.
Everything you need to know about corporate credit accounts.
Corporate credit is determined through a comprehensive evaluation of your business's financial health and creditworthiness. We review your business credit reports from major bureaus including Dun & Bradstreet (D&B), Equifax Business, and Experian Business. Key factors include your PAYDEX score (payment history), business age, financial stability, industry risk, and trade references. All credit is evaluated by 3rd party credit processes through Mayflower and United, and this process determines appropriate credit terms and limits for your account. Just like personal credit, we have no factor in a company's credit score, and approval of credit.
Dun & Bradstreet (D&B) is the world's leading provider of business credit data and analytics. Every business can be assigned a unique nine-digit D-U-N-S Number, which serves as a universal identifier in the business credit world. D&B tracks your company's payment history and assigns a PAYDEX score ranging from 0 to 100, where 80+ indicates prompt payment habits. This score is similar to a personal FICO score but specifically for businesses. Many vendors, lenders, and partners — including VIP Transport — use D&B reports to assess creditworthiness. If you don't yet have a D-U-N-S Number, you can request one for free at dnb.com. Building a strong D&B profile by paying vendors on time and maintaining accurate business information can significantly improve your ability to obtain favorable credit terms.
We typically require businesses to be operational for at least 2 years with verifiable trade references. Government agencies, educational institutions, and established corporations are often pre-approved based on their standing.
Most applications are reviewed within 2-3 business days. Once approved, your account is immediately active and you can begin scheduling moves with Net-30 terms.
Credit limits are determined based on your application, references, and anticipated volume. Limits typically range from $5,000 to $100,000+ for large corporate accounts.
Yes, newer businesses can apply with a personal guarantee from an owner or officer. We evaluate each application individually and work with companies of all sizes.
No, there is no fee to apply for or maintain a credit account. You only pay for the moving services you use.
Apply for a corporate credit account today and experience the VIP difference.